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What type of life insurance do you need?

There are so many different types of life insurances so it’s important to consider what’s right for you.

Single life insurance

Covers one person. Some couples take out two single policies so that their beneficiaries get two payouts.

Joint life insurance

Covers two people, but will only pay out once. Depending on the policy, it can pay out when the first person dies, or when both policyholders have died.

Level term insurance

Pays a fixed amount if you die during the term of the cover. Both the sum insured and your monthly payments remain the same, so your family know exactly how much they will receive and premiums won’t rise due to inflation.

Mortgage protection insurance

Decreases over time, with the amount of cover usually reducing in line with your mortgage repayments. It is often a cheaper option.

Whole life insurance

It is not limited by a specific term. If something happens, the policy pays out a lump sum to your loved ones.

Critical illness cover

Pays out a lump sum if you are diagnosed with a serious illness during the term of your policy. It can provide financial support if you had to stop working.

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Free Life Insurance Quotes & Expert Advice

Get personalised advice from the best.

Which life insurance policy is right for me?

Choosing the best coverage for you, your family or even with your company can often be confusing and expensive without expert advice from an experienced and qualified adviser who cares about you, your loved ones and your futures. Let us get you prepared for the what ifs.

Get free expert advice today.

We will allocate you the time which suits you best at either telephone or zoom meeting so that you know you’re getting the right life insurance policy.

  • Same Day Service – providing a serviced tailored to you.
  • Best Life Insurance Advice Guaranteed – ensuring you get the very best advice.
  • Financial Security – providing security to your loved ones.
  • No Obligation – ensuring you have enough time to consider your options.
Free life insurance quote

We’ve ensured thousands of expats across the world and get the right life insurance.

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Life insurance can be made simple. We are happy to answer every question you have to provide all the options available to you.

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Our expert works with the best to ensure you get the best cover for now and the future.

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It’s our duty to provide you with a streamlined and efficient service, all with the help of an expert to ensure you receive the most suitable cover.

Itwillneverhappentome.com is brought to you by Mike Coady, a well known Independent Financial Adviser and Money Coach. Qualified to UK Financial Conduct Authority (FCA) standards, a member of the Chartered Insurance Institute, a Fellow of the Institute of Sales Management (FISM), a Fellow of the Institute of Directors (FIoD) and featured as a highly qualified Financial Adviser in Which Financial Adviser.

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What Others Say

His knowledge in the financial industry is second to none, he has a great understanding of what clients needs are and what would benefit them the most in their financial life.

Bringing with him years of Industry experience, he is in tune with the markets in which he operates. Constantly seeking new solutions for his clients, he sets high standards. He is both dynamic and balanced in his approach and a source of expertise in his field.

He doesn’t see obstacles, issues, hurdles or barriers, in fact these don’t form part of his vocabulary, he does however see “The Solution” to all your needs.